We do not do loan modifications with this program.
We will Reduce Your Principal
Upside Down in Your Mortgage?
Good Credit or Bad Credit- Apply Today
* Primary Residences * 2nd Homes * Income Property *
*Commercial Property *
Are you upside down in your mortgage? No problem. We will reduce your principal down to 95% of your current home value, not your current loan amount.
Once your principal is reduced we will find you a 30 year, low, fixed rate loan to refinance your property at 95% of the current market value of your home, regardless of your credit.
Our Principal Reduction/Refinance Program was designed to help home and property owners with their current mortgage balances and monthly mortgage payments by reducing their outstanding principal to reflect 95% of current market values. Similar to a short pay refinance but not quite the same, we are securing great money saving mortgages for our clients through bulk purchases of these notes.
How our program works:
- We will negotiate with your lenders to purchase your mortgage note on your home directly from your lender at 95% of current market value.
- We will provide you with refinancing options for a new mortgage loan, not based on your FICO/credit score but on your income and employment. You can qualify with good or bad credit. Certain restrictions apply depending on your state.
- Your new mortgage amount will be 95% of the current market value of your home/property.
The sooner you contact us, the sooner we can help you.
Even if you aren't late on payments, contemplating a short sale or facing foreclosure, we have the ability to help you pay less.
We can save your home by reducing your mortgage debt, finding you a new loan and more.
- Are you forced to short sale your house but want to stay in it? We can help.
- Owe back taxes and months behind on your mortgage payments? We can help.
- Current on your payments but tired of paying for something worth half the value? We can help.
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House too expensive for you at any price? We can help.
- Want to sell your house because of a job transfer but don't have any equity? We can help.
- Are you tired of waiting for a loan modification to come through that doesn't even offer principal reduction? We can help.
We will reduce your debt, your payments, interest rate, back taxes, provide better terms and get you out of those ugly loans.
We understand the fear and frustration you're feeling as a result of your financial hardship. We are dedicated to helping you out, relieving your situation with your home and eliminating your stress.
Every file we receive is carefully reviewed and underwritten in order to properly qualify every homeowner who applies for this program so that we can move as quickly as possible to process all transactions and provide a quality Principal Reduction for the homeowner.
Honest and ethical, we have committed ourselves to helping the millions of struggling homeowners who are now being touched by this national financial tragedy.
Our consultants have been extensively trained and will listen to your unique situation, ask you important questions to determine if your situation qualifies, and if so, they will work with you to develop a strategy which will be most beneficial to your situation.
- Keep the home you love
- Enjoy a reduced principal
- Enjoy a simple, 30 year, low, fixed rate loan
- Never lose Title or Ownership of your home
- Not a lease option program
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No Tax Repercussions or Credit Implications
- We guarantee results
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Example I
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Mortgage Amount |
$450,000
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Amount Behind in Mortgage
|
$15,000 |
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House Value |
$300,000
|
|
Principal Reduction Program Refinance Amount |
$285,000 (300,000 x 95%)
|
|
Debt Wiped Out
|
$180,000 |
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Example 2
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|
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1st Mortgage Amount
|
$600,000 |
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2nd Mortgage Amount |
$250,000
|
|
|
|
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Total Debt
|
$850,000 |
|
House Value
|
$400,000 |
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Principal Reduction Program Refinance Amount
|
$380,000 (400,000 x 95%) |
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Debt Wiped Out
|
$470,000 |
- Fill out the contact form.
- Look for an email in your spam folder Subject: Principal Reduction Program Info You Requested
- Expect a call ASAP from a customer service agent for short pre-approval screening
- Return Documents within 5 business days or you may be terminated from our program if you qualify
Apply for consideration today!