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Loan Modification with No Upfront Fees
NO UP-FRONT FEES FOR LOAN MODIFICATION

WE ARE NO LONGER OFFERING LOAN MODIFICATIONS
INSTEAD WE ARE DOING **PRINCIPAL REDUCTIONS**
WITH A DIFFERENT PROGRAM WHERE YOU GET A MORTGAGE EQUAL TO 90% OF CURRENT MARKET VALUE

Click here for Principal Reduction Program Details

FREE REPORT
8 Options for
Addressing Foreclosure
Name
Email

PAY ONLY WHEN WE SUCCEED--AFTER YOU HAVE RECEIVED  & AGREED
TO THE  NEW TERMS FROM YOUR BANK!

ATTENTION ANY ONE WITH A MORTGAGE:

Recent bank policy changes allow anyone with a mortgage to appeal for a modification, without being in default. Must prove financial hardship.  Primary Residences, 2nd Homes, Income Property and Commercial Property qualify.
 About Us                                                                 En Espanol

We've helped thousands of homeowners avoid foreclosure and we may be able to help you too! Fill out our short form now to connect with foreclosure prevention counselors who can help you out of your mortgage nightmare. We can connect you with specialists that can help you modify your loan. We provide homeowners facing financial hardship a step by step process to get their finances back on track so they can save their home and keep their American dream. Let our professional loan negotiators get your loan modified by reducing your interest rates and/or the principal, as well as renegotiating the loan terms. Unlike with other Loan Modification companies, it doesn't cost you ANYTHING to start the process, and you pay ONLY if we succeed in getting your loan modified.

Keep in mind that most banks have changed their guidelines, and you no longer have to be in default, or behind in your payments, to initiate a loan modification! So if your loan adjusted recently, or if you know your loan terms will be adjusting soon - go ahead and apply for a loan modification by filling out the form below. You have nothing to lose, since there are no up-front fees and if we can't get your loan modified - you don't pay anything. Ever!

 ACT NOW

What is Loan Modification?


Loan modification allows homeowners and lenders to change the terms of a loan in order to help the borrower stay in the home and avoid foreclosure. It is important to note that a loan modification is not a new mortgage. A loan modification is the renegotiation of an existing loan.

With a loan modification, it's possible that a homeowner's:loan modification

  • Interest rate may be decreased
  • Interest rate can be changed from an adjustable to a fixed rate
  • Time the borrower has to pay the loan back can be lengthened
  • Loan principal may be decreased
  • Late fees may be waived
  • Second mortgage could be waived or wiped off of the books

ACT NOW

Fill out our form below now to discuss a loan modification. Do it today. You must act fast to save your home, or just to lower your payments so that you can enjoy your current lifestyle, without every dollar you earn going to your mortgage payment!

Your Other Options

Most lenders will not only consider a loan modification, but also other options to quickly bring a loan current, the property out of foreclosure, and the homeowners out of a hardship. Our list of services includes, but is not limited to:

  • Re-Payment Plan Modification
  • Forbearance Modification
  • Short Refinance Modification
  • Property Tax Modification

Once you fill out the Loan Modification information form below, we will contact you and help you select an option that best meets your needs, as well as one that we know meets your bank's/lender's guidelines.

Why Choose Us for help with a Loan Modification

While compared to the 90-120 day turn-around times at other Foreclosure Companies, we can say our 60-90 day average turn-around time beats our competitors by half. In addition, you will not be charged until the service has been rendered. Unlike Lawyers and other Foreclosure Consultants who charge up front fees, we are here simply to help, not to take advantage of homeowners who are in an unfavorable situation already.


You only pay if we succeed in getting the terms of your loan modified favorably.  If we can not get the job done,
  you pay nothing!!!



Getting Started

En Espanol

Fill out the Contact Form Below and you will be immediately directed to begin the process of your loan modification!

What To Expect
  • Fill out the contact form
  • Expect a call within 24-48 business hours for short pre-approval screening
  • Return Documents within 5 business days or you may be terminated from our program
  • Once documents are submitted, it takes about 72 hours for lender to receive our authorization to speak on your behalf
  • 7 days for pre-approval or denial answer
  • 60-90 days for negotiations and final modification agreement answer

Loan Modification Contact Form 
Borrower's Name:                         
Co-Borrower's Name:
Other Co-Signer's:
Street Address:
City:
Zip Code:
State:
Email:
Phone:
Number of Months Behind:
Number of Properties:
Describe Hardship:
Are you interested in selling your home?: Yes No

Current
Monthly Payment

Lender/Bank
Name

 Property Type
1st Mortgage
2nd Mortgage
Home Equity Line of Credit
If you have multiple properties requiring loan modifications, they will be discussed during the review process.

How did you hear about us:
Other (Expo, for example)

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